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Terms not publishedFederal · direct loan

FSA Emergency Loan

USDA Farm Service Agency: Up to $500,000 or 100% of the actual loss, whichever is less; 3.750% in October 2026. Open only after a disaster designation; apply within 8 months of the designation.

Verified Oct 14, 2026 against fsa.usda.gov · Report a change

What it pays

Up to $500,000

Up to $500,000 or 100% of the actual loss, whichever is less; 3.750% in October 2026.

You pay first

No down payment

None stated; security required. · not confirmed

Buy before approval?

Ask

Not stated. · not confirmed

Drones

Ask the agency

Only as replacement of equipment destroyed in the disaster; a first drone is not a loss purpose.

Who can apply

Family farmers in a disaster-designated county who suffered physical or production losses and cannot get credit elsewhere.

What it covers

Repair or replacement of essential property damaged or destroyed by the disaster, including farm equipment, and working capital for production losses. · not confirmed

Drones: ask the agency before you count on it

Only as replacement of equipment destroyed in the disaster; a first drone is not a loss purpose.

What that means for you: equipment is an allowed purpose and drones are not named. Nobody can promise approval. If you plan to ask, describe the exact use and tie it to a practice the agency already recognizes.

Question to send USDA Farm Service Agency (copy and edit)

"I farm [acres, crop] in [county]. Would a [make, model] agricultural drone used for [spot spraying / variable-rate fertilizer / cover-crop seeding] be considered eligible under FSA Emergency Loan, and what would you need from me to decide?"

Money and timing

Up to $500,000 or 100% of the actual loss, whichever is less; 3.750% in October 2026. None stated; security required. · not confirmed

ItemWhat the record says
OpensNot stated
DeadlineWithin 8 months of the county's disaster designation.
When money arrivesNot stated. · not confirmed
RepaymentRepaid with interest; 1 to 7 years for non-real-estate losses.
Equipment origin rulesNone in FSA texts. · not confirmed

Open only after a disaster designation; apply within 8 months of the designation. Current Washington, Oregon and Idaho designations were not researched.

Paperwork

Proof of the loss plus the standard FSA loan application. · not confirmed

Still open

  • Which Washington, Oregon and Idaho counties hold a current designation?

Where this comes from

Every quoted line below was copied from the official page the research harness captured, and checked again against that capture when this site was built. Lines marked "not confirmed" elsewhere on this page have no quote yet.

FactOfficial wordingSourceChecked
Program nameEmergency Farm Loansfsa.usda.gov · capture 164Oct 14, 2026
AgencyFarm Service Agencyfsa.usda.gov · capture 164Oct 14, 2026
Kind of helpEmergency Farm Loansfsa.usda.gov · capture 164Oct 14, 2026
Who can applyEligible applicants include farmers and ranchers who operate in a disaster-designated county and have experienced substantial damage or loss.fsa.usda.gov · capture 164Oct 14, 2026
Who can applyApplicants must demonstrate an inability to obtain sufficient credit from other sourcesfsa.usda.gov · capture 164Oct 14, 2026
DeadlineApplications must be submitted within eight months after the disaster designation date.fsa.usda.gov · capture 164Oct 14, 2026
What it paysThe maximum loan amount is up to 100% of actual production or physical losses, with a cap of $500,000.fsa.usda.gov · capture 164Oct 14, 2026
What it paysEmergency Loan (Amount of Actual Loss): 3.750%fsa.usda.gov · capture 159Oct 14, 2026
RepaymentLoans for crop, livestock, and non-real estate losses are typically repaid within 1 to 7 yearsfsa.usda.gov · capture 164Oct 14, 2026
Official pageEmergency Farm Loansfsa.usda.gov · capture 164Oct 14, 2026

Record fsa-emergency-loan v2, approved; automatic checks run Oct 15, 2026.

Ask about this program

Answers come only from the verified program records on this site. Every answer shows the agency's own words and the date we checked them. When the records don't say, it tells you to ask USDA Farm Service Agency.

Not live yet: the assistant is being built. Until then, use the program pages and the contact on each one.