Let Farmers Fly › Washington › WSHFC Beginning Farmer/Rancher Program (tax-exempt bond loan)

Applications any timeBeginning-farmer termsWashington · statewide · direct loan

WSHFC Beginning Farmer/Rancher Program (tax-exempt bond loan)

Washington State Housing Finance Commission with AgWest Farm Credit: Up to $682,700; up to $250,000 for depreciable farm property and $62,500 for used equipment. No window; status beyond the live page unknown.

Verified Oct 14, 2026 against wshfc.org · Report a change

What it pays

Up to $682,700

Up to $682,700; up to $250,000 for depreciable farm property and $62,500 for used equipment.

You pay first

Lender terms

Lender terms through AgWest.

Buy before approval?

No

Loan closes before purchase. · not confirmed

Drones

Ask the agency

Equipment is financeable; drones are not named; AgWest underwrites.

Who can apply

Beginning farmers who have never owned or operated a farm, or only one under 30% of the county median size; the farmer and family must manage and work the operation.

What it covers

Farm land and depreciable farm property such as equipment; up to $250,000 for depreciable property and $62,500 for used equipment. · not confirmed

Drones: ask the agency before you count on it

Equipment is financeable; drones are not named; AgWest underwrites.

What that means for you: equipment is an allowed purpose and drones are not named. Nobody can promise approval. If you plan to ask, describe the exact use and tie it to a practice the agency already recognizes.

Question to send dan.schilling@wshfc.org (copy and edit)

"I farm [acres, crop] in [county]. Would a [make, model] agricultural drone used for [spot spraying / variable-rate fertilizer / cover-crop seeding] be considered eligible under WSHFC Beginning Farmer/Rancher Program (tax-exempt bond loan), and what would you need from me to decide?"

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Money and timing

Up to $682,700; up to $250,000 for depreciable farm property and $62,500 for used equipment. Lender terms through AgWest.

ItemWhat the record says
OpensNot stated
DeadlineNone published. · not confirmed
When money arrivesAt closing. · not confirmed
RepaymentRepaid with interest on AgWest's terms.
Equipment origin rulesNone. · not confirmed

No window; status beyond the live page unknown.

Paperwork

AgWest loan application plus the Commission's beginning-farmer certification. · not confirmed

Where this comes from

Every quoted line below was copied from the official page the research harness captured, and checked again against that capture when this site was built. Lines marked "not confirmed" elsewhere on this page have no quote yet.

FactOfficial wordingSourceChecked
Program nameBeginning Farmer/Rancher Programwshfc.org · capture 263Oct 14, 2026
AgencyWashington State Housing Finance Commissionwshfc.org · capture 263Oct 14, 2026
Kind of helpLoans from this program are limited to $682,700wshfc.org · capture 263Oct 14, 2026
Who can applyIf you have never owned and operated a farm or ranch beforewshfc.org · capture 263Oct 14, 2026
Who can applyowned/operated one that was less than 30% of the county's median farm sizewshfc.org · capture 263Oct 14, 2026
Who can applymust directly manage and perform the labor for the farming operationwshfc.org · capture 263Oct 14, 2026
What it paysLoans from this program are limited to $682,700wshfc.org · capture 263Oct 14, 2026
You pay firstSubmit an application for a business loan through our loan partner, AgWest Farm Credit.wshfc.org · capture 263Oct 14, 2026
Repaymentprovides low-interest loans to help new farmers get started with land, equipment, buildings, and even animalswshfc.org · capture 263Oct 14, 2026
RepaymentSubmit an application for a business loan through our loan partner, AgWest Farm Credit.wshfc.org · capture 263Oct 14, 2026
DronesLoans from this program are limited to $682,700wshfc.org · capture 263Oct 14, 2026
DronesMachinery and equipmentwshfc.org · capture 263Oct 14, 2026
Official pageBeginning Farmer/Rancher Programwshfc.org · capture 263Oct 14, 2026

Record wshfc-beginning-farmer-rancher-program v2, approved; automatic checks run Oct 15, 2026.

Ask about this program

Answers come only from the verified program records on this site. Every answer shows the agency's own words and the date we checked them. When the records don't say, it tells you to ask Washington State Housing Finance Commission.

Not live yet: the assistant is being built. Until then, use the program pages and the contact on each one.