Let Farmers Fly › Washington › Spokane Conservation District Direct Seed Loan Program
Spokane Conservation District Direct Seed Loan Program
Spokane Conservation District: Loan-to-value at most 75%; interest rate and maximum not published. No window; rate and maximum are not published.
Verified Oct 14, 2026 against spokanecd.org · Report a change
What it pays
75%
Loan-to-value at most 75%; interest rate and maximum not published.
You pay first
25% match
25% down payment, verified.
Buy before approval?
Ask
Seller invoice and lender letter come first.
Drones
Not addressed
Direct-seed equipment categories; drones are not addressed.
Who can apply
Producers east of the Columbia buying direct-seed or no-till equipment, with a primary lender approval letter.
What it covers
Direct-seed and no-till equipment. · not confirmed
Drones: ask the agency before you count on it
Direct-seed equipment categories; drones are not addressed.
Question to send Ty-Meyer@SpokaneCD.org. (copy and edit)
"I farm [acres, crop] in [county]. Would a [make, model] agricultural drone used for [spot spraying / variable-rate fertilizer / cover-crop seeding] be considered eligible under Spokane Conservation District Direct Seed Loan Program, and what would you need from me to decide?"
Money and timing
Loan-to-value at most 75%; interest rate and maximum not published. 25% down payment, verified.
| Item | What the record says |
|---|---|
| Opens | Not stated |
| Deadline | None published. · not confirmed |
| When money arrives | At purchase. |
| Repayment | Repaid with interest over 5 to 10 years; first payment due one year after funds are dispersed; rate not published. |
| Equipment origin rules | None. · not confirmed |
No window; rate and maximum are not published.
Paperwork
Primary lender approval letter, seller invoice, full-coverage insurance with the district as loss payee. · not confirmed
Where this comes from
Every quoted line below was copied from the official page the research harness captured, and checked again against that capture when this site was built. Lines marked "not confirmed" elsewhere on this page have no quote yet.
| Fact | Official wording | Source | Checked |
|---|---|---|---|
| Program name | Direct Seed | spokanecd.org · capture 71 | Oct 14, 2026 |
| Agency | Spokane Conservation District | spokanecd.org · capture 71 | Oct 14, 2026 |
| Kind of help | Applicant must verify a down payment of 25% | spokanecd.org · capture 71 | Oct 14, 2026 |
| Who can apply | To be eligible you must farm within the boundaries of one of the following conservation districts in eastern Washington | spokanecd.org · capture 71 | Oct 14, 2026 |
| Who can apply | Applicant shall furnish a letter from their primary lender approving additional debt incurred by applicant | spokanecd.org · capture 71 | Oct 14, 2026 |
| What it pays | The loan-to-value ratio shall not exceed 75% based on the cost or appraised value of the collateral. | spokanecd.org · capture 71 | Oct 14, 2026 |
| You pay first | Applicant must verify a down payment of 25% | spokanecd.org · capture 71 | Oct 14, 2026 |
| Repayment | we offer low-interest loans to producers for major agricultural equipment purchases | spokanecd.org · capture 71 | Oct 14, 2026 |
| Repayment | Contracts range in length from five to 10 years. | spokanecd.org · capture 71 | Oct 14, 2026 |
| Repayment | The first payment is due one year from the date the funds are dispersed. | spokanecd.org · capture 71 | Oct 14, 2026 |
| Buy before approval? | Applicant must verify a down payment of 25% on the implementation before loan money is distributed. | spokanecd.org · capture 71 | Oct 14, 2026 |
| Buy before approval? | a copy of the invoice from the seller of the equipment showing make, model, serial number, purchase price | spokanecd.org · capture 71 | Oct 14, 2026 |
| When money arrives | Applicant must verify a down payment of 25% on the implementation before loan money is distributed. | spokanecd.org · capture 71 | Oct 14, 2026 |
| Official page | Direct Seed | spokanecd.org · capture 71 | Oct 14, 2026 |
Record spokane-cd-direct-seed-loan v2, approved; automatic checks run Oct 15, 2026.
Ask about this program
Answers come only from the verified program records on this site. Every answer shows the agency's own words and the date we checked them. When the records don't say, it tells you to ask Spokane Conservation District.
Not live yet: the assistant is being built. Until then, use the program pages and the contact on each one.